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because there are some Fannie Mae and Freddie Mac programs and FHA loans that may accept them," Hsieh says. "The best way to find out if you fit into a program is to go to a lender." Roy Meshel,

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And that’s pretty much the cutoff score for getting a mortgage. If you’re using FHA financing, then you need a credit score of 500 or higher. And in the 500 to 579 range, if you can find a lender,

If you originally took out an FHA. mortgage and are a client with your bank’s wealth advisory group, it may offer you the best deal, says Adam Smith, a mortgage broker in Denver. (The average jumbo.

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